The Law Offices of Soheila Azizi & Associates, P.C.


Bankruptcy is a generalized term for a federal court procedure that helps consumers get rid of their debt and repay their creditors.

The court can protect you during your bankruptcy proceeding if you can prove that you are entitles to it. In general, bankruptcies can be categorized into two types– liquidations, and reorganizations.

Chapter 7 bankruptcy is one of the most common to file for both individuals and businesses. Chapter 7 normally fall under the liquidation category. That means that if you own property that will usually be used to pay back your debts. These proceedings can act from three to six months.

Both individuals and businesses can file for Chapter 7 bankruptcy. If a business files it is called business chapter 7. If an individual files its called a consumer Chapter 7.


Before you file for Chapter 7 bankruptcy you must be able to show you eligible to file. To be eligible you cannot make enough money to fund your chapter 13 bankruptcy repayment.

Liquidation of Property
In a Chapter 7 bankruptcy proceeding some of your property will be seized and sold to pay off some or all of your debt. However, there is a benefit to this type of proceeding any insecure debt will be wiped out (debts that are not guaranteed by collateral). There is certain property that cannot be sold in order to pay off your debts. The property is defined by federal law and include things like furniture in your home, your car and clothes. People who file Chapter 7 bankruptcy are surprised with all the property they get to actually keep.
Secured Debt
In a Chapter 7 bankruptcy proceeding you have to make a choice between allowing the creditor to repossess the property thats secures the debt, continuing to make payments on your debt to the creditor, or paying the creditor a sum equal to the replacement value of the property that secures the debt. Some types of a secured debt can be wiped out during a Chapter 7 bankruptcy proceeding.
Our Team Is Ready To Help
When you want sound, authoritative legal advice and effective and zealous representation to help protect your interests, the Law Office of Soheila Azizi & Associates, P.C. is ready to help.
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10213 Foothill Blvd.
Rancho Cucamonga, CA 91730

(909) 484-9992

Mon - Thu 8:30 am - 5:00 pm
Friday 8:30am - 4:00pm

We are available 24/7 to assist you virtually.

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At the Law Offices of Soheila Azizi & Associates, P.C., our Chapter 7 Bankruptcy lawyers are committed to delivering aggressive and creative debt solutions at affordable fees.

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  • If they were used in the last 3 months you will need to make the monthly payments for those months that were used, before we can file the bankruptcy.

*** Please note that you will be required to provide a copy of your last two years of tax returns. Our office will contact you to with more details after we receive your form submission.